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PORTUGAL GOLDEN VISA - FUNDS INVESTMENT

Portugal Golden Visa - Funds Investment Turnover

Table of Contents
In 2022, contact VisaConnect's specialist Consultants, together with our partner Portugal Fund Manager's and Portugal Lawyers, by telephone or complete the online Form or visit us in our offices in Brisbane, Australia, Singapore, Hong Kong, London, UK and Lisbon, Portugal for advice and assistance with your Portugal Golden Visa through a Fund Investment to obtain a Portugal Residency Permit!

Benefits of Living in Portugal

Benefits of Living in Portugal - Golden Visa
Benefits of Living in Portugal include the following:

Open Portugal Bank Account

Portugal Bank Accounts

VisaConnect's Consultant's and our Portuguese Lawyers can assist in the opening of your Portugal bank account, as a foreigner. Opening a Portugal Bank account is the first step before subscribing to the Investment Fund. See details of the main Portugal Banks below:

Bank Account Application for Portugal Residence Permit

Portugal Golden Residence Permit
Clients can open bank accounts as Foreigners, with the assistance of their Portuguese Lawyer. through signing a Power of Attorney. One bank that is suitable for Portuguese residents is N26.

During the Bank account registration, Investors will be asked to provide the following information and documents:
The Bank will request Client investors to respond to standard Anti Money Laundering (AML) questions, including:

Funds Subscription Assistance - Portugal Golden Visa

Portugal Fund - Tax and Fiscal Advantages

VisaConnect's Consultant's in co-operation with various Fund Managers and Portugal Lawyers, and we can advise and assist Investors, with the Fund Subscription Process, including the following:

Documents for Fund Subscription

Portugal Funds Investment Process Timeline
The Investor/Client must provide their Portugal Lawyers with the following supporting documents for the purpose of the Fund Subscription:

Benefits of Fund vs Property Investment

Fund Investment Costs vs Residential Investment Costs
The Fund route offers the following benefits:

1. Tax Efficient - In almost all scenarios Funds are more tax efficient. Direct ownership entails numerous taxes from acquisition, rental and eventual sale. Funds are exempt from many of these taxes.

2. Fund market is Highly Regulated - The fact that the Fund market is higly regulated makes funds more secure and offers foreign investors peace of mind given that the Fund Manager, Custodian Bank and CMVM (regulator) supervises all their activity.

3. Simple and low maintenance - Holding property directly means dealing with numerous fees, tenants, repairs, building insurance, fiscal representation, mortgages and the conveyancing process.

4. Easy Exit - No complicated and costly sales process required.

Fund Investment Strategy for Success

Portugal Fund Investment - Annual Net Income
Most Portuguese Funds have an Investment Strategy for success, which includes the following factors:

1. Team - Have a like-minded, complementary skill-set team with local experience and a global perspective. Appoint best-in-class professional team and expert advisors to provide insight and overview to an ever-changing environment.

2. Quality - Buy quality real estate from premier developers with strong proven track records and after sale support.

3. Buy Well - Rule is NOT to lose money. Target Low to moderate Risk-Adjusted Returns with a focus on Capital Preservation.

4. Diversification - Provide an effective Portfolio Spread across property types, locations and development stages. Apply modern portfolio management where no single property value is more than 10% of the total investment.

5. Financially Efficient - Achieve significant tax and cost efficiencies for investments via Private Equity Funds, providing higher returns to investors than direct ownership of traditional real estate. Ability to have up to 50% leverage on real estate portfolio, taking advantage of historically low interest rates and providing enhanced leveraged returns.

Approved Funds, in 2022 - Portugal Golden Visa

VisaConnect's Consultants can assist and advise with the following top Performing Funds - Fundo de Capital de Risco, which are regulated and supervised by the CMVM - Comissão do Mercado de Valores Mobiliários (Portuguese Securities Market Commission), and eligible for the Portugal Golden Visa, and are also Funds, which accept US citizens:

BlueCrow Growth Fund

BlueCrow Growth Fund Portfolio - Portugal
Investing in a diverse, risk limited and higher return portfolio in an effortless process. Investment portfolio comprises:

1. Agricultural Assets - 3 Portfolio Companies (MDF SA, QNSR LDA, NaturaFish SA). Search for companies developing high yielding farming assets as well as Land or Processing and Recycling facilities. The Portfolio comprises: Algarve: Aquaculture farming of seabass, Minho & Douro: Wine production, Evora, Beja and Sines Triangle: Olive oil, Cork and Nut groves.

2. Industrial Assets - 3 Portfolio Companies (Brazfin SA, MDF SA, DO LDA) with investments in Industrial facilities and warehousing spaces for production and assembling. Storage of industrial goods. The Portfolio goal is to invest in facilities to accommodate solid local and international industrial players.

3. Leisure & Hospitality Assets - 3 Portfolio Companies (Brazfin SA, QNSR LDA, Boega SA), with investments in sustainable locations and medium tourism operations in or near city centers. The Porofolio goal is to Buy and develop an additional 5-7 Portfolio entries.

The Growth Fund objective is maintenance and optimization of the current portfolio, and improve profitability of the existing portfolio companies. Investments are decided and monitored by BlueCrow professionals, with no additional cost. The Asset classes are selected with the minimum risk of yield distribution.

BlueCrow - Over 10 years Experience

Main Focus of the BlueCrow Growth Fund

Odeon Private Equity Fund

Odeon Private Equity Fund Portugal - Projects
Odeon Private Fund will invest in companies that will hold one asset each. The fund will include 3-6 projects in prime locations with market upside, including Restaurant Theatre - Prime Avenue, City Centre, Hotel 5 Star - Prime Avenue, City Centre and Residential Villas in Lisbon city centre. A solid portfolio with Golden Visa eligibility and attractive profits.

Fund's Balanced Strategy

The fund has a conservative balanced strategy with two types of projects: “Develop & Rent + Sell” and "Develop & Sell".

Benefits of the Odeon Private Fund

1. Fund Manager - STAG Fund Management - is a management company specialized in private equity and venture capital funds. STAG´s team of professionals combine over 30 years experience in dealing with private equity, corporate restructuring and corporate finance.

2. A transparent and conservative fund - with a clear business strategy and a confident 11% target return on investment per year, including 4% annual target coupon;

3. Diversified fund of prime projects - focused in the safest investment segment: Real Estate;

4. One fund with 4-7 projects in Lisbon - to maintain focus, quality and insure profitability;

5. Assets acquired at competitive values - to initiate the business model baseline;

6. Golden Visa eligibility along with Capital Preservation - and feasible returns on investment are at the heart of the strategy.

7. Investment terms - Minimum Participation is €150,000, and the Maximum Fund Size is €50 million Euros;

8. Fund Fees - Fund Management fee is 1% p.a. (not paid by Investor), and the one-off Subscription fee is 1%, with a maximum of €3,250 (paid by Investor).

Proven Track Record - Odeon Properties Group

New Edge Fund

New Edge Fund Portugal - Structure
The New Edge Fund comprises:
The Investment Adviser is WT Group and the Fund is managed by Quadrantis Capital - a Portuguese venture capital management company, established in 2014, that promotes investments in sustainable markets capitalizing on the strong track-record of its team. The Fund's exclusive focus is Capital Preservation, with up to 6% Overall return, distributed at Redemption.

Portugal Opportunities Fund

Portugal Opportunities Fund - Projects
Portugal Opportunities Fund (POF) is a Venture Capital Investment Fund focused on Real Estate Opportunities, targeting highly attractive, high-end projects and opportunities with a medium risk/ return investment strategy. It was designed by the Fund Manager - Quadrantis Capital, in partnership with major experts in the target Real Estate sub-sectors, which sit as specialized advisors in its Advisory Board. With this approach, POF ensures a strategy in the market which is fully independent from market players, promoters or its investors and the investment term is 7 years.

Areas of Investment

Fund Structure and Terms - Portugal Opportunities Fund

1. Investment Advisor - Vogue Homes is an investment management company, which has been operating in the real estate market since 2001. Always positioned in the Premium residential market, it develops its activity by enhancing investments through the concept of fine living, with creative and innovative solutions.

2. Fund Manager - Experienced with a good track-record, and has launched it’s first investment fund in 2018, in the area of Energy Efficiency, and in 2020 launched 3 other specialized VC Investment Funds, partnering with market experts in their own fields.

3. Target Fund Return is 8% annually - 0% - 8%: 100% goes to investor; Above target (8%), 75% goes to investor and the remaining 25% to CatB holders. The Target return for investor is after deduction of performance fees.

4. Minimum Participation and Fees - Minimum Participation is just €50,000 and the management fee is 0.5% annually.

Team and Track-Record - Quadrantis Capital

Quadrantis is a Portuguese venture capital management company that started operating in 2018 and that promotes sustainable investments capitalizing on the strong track record of its team, focused in generating value for its stakeholders:

1. Leadership - Extensive executive management experience within tier-1 private and public companies in markets such as venture capital, energy, water, banking, telecom’s, real estate consulting and distribution.

2. Over 30 years Experience - Extensive experience within the venture capital market and key institutions such as Fomentinveste, JP Morgan, among others.

3. More than €200 million Funds Managed - Funds managed directly by Quadrantis Partners in previous Co’s and Funds such as Fomentinvest, mco2, Luso Carbon Fund, New Energy Fund and Floresta Atlântica.

4. 15% Returns - Average returns of previous funds under direct management by members of the executive management team.

BlackBull Fund

Blackbull Fund Portugal - Investment Opportunities
BlackBull Fund is intended to invest equity in the capitalisation of companies, with a high potential for development and valuation, under the terms of Law no. 18/2015. The Fund is managed by Quadrantis Capital, and will invest at least 60% of its assets in the capitalisation of commercial companies based in Portugal, which develop activities mainly in the tourism, real estate, and generalist sectors.

35% of the Asset Allocation Investment Sectors include:
65% of the Asset Allocation Investment Sectors include:

Investment Strategy - BlackBull Fund

1. Diversified Portfolio with a Balanced Risk Profile
2. Safe - Targeting Profitability & Protecting Invested Capital

Up to 35% of the fund's asset allocation will have the objective to incorporate the following investment guidelines:

Investment Terms - BlackBull Fund

There is a Fixed Management fee of 1.25%, with a Fund set-up fee of 1.25%. The Target Return is 8% per annum after deducting the Performance fee, equivalent to a cumulative return of 45%, with an assumption of 40% leverage for an 8 Year investment term. Minimum Investor Commitment Amount is €50,000.

Portugal Yield Fund II

Portugal Yield Fund - Key Characteristics
The Portugal Yield Fund II focuses on real estate backed businesses. It is oriented to cash flow generation (the fund will take advantage of the capital appreciation of the market as an upside). The Fund seeks diversified and transparent exposure to the Portuguese real estate market. The investment strategy will target investing at least 80% of total assets in yield generating commercial real estate assets. The remaining 20% can be invested in other yield generating businesses with strong asset coverage (e.g. infrastructure, concessions). Previous successful and now fully-subscribed funds include: Portugal Yield Fund I and Greytech I and II. Note that Portugal Yield Fund I raised €19 million capital from more than 60 Investors.

Fundraising and Pipeline

Fund Manager - Iberis Capital

The advantages of Iberis Capital are listed below:

1. Focus - Partners (and entire team) exclusively dedicated to Iberis. Investment team 100% dedicated to the execution of the funds and monitoring of the portfolio companies.

2. Governance - Fully independent; 100% owned by its partners, all partners have the same voting rights (1 partner = 1 vote). Collective decision of partners in investments and management; No partner is unmovable or has special decision rights (formal or informal).

3. Alignment - Alignment of interests with >60% of net worth of partners invested in Iberis Funds. Diversified investor base with +500 investors, none representing more than 10% of the AuM.

4. High Performance Team - Investment team of 13 elements and support team of 4 elements. AuM of €285 million and more than 600 Investors.

Fund Terms - Portugal Yield Fund II

Bluetech II Fund

Bluetech II Fund - Current Portfolio
The Bluetech II Fund will invest in innovative and technological Portuguese SME's with the same investment strategy as the Bluetech I Fund. The Fund Manager - Iberis Capital will identify attractive growth opportunities.

Investment Strategy

Target Returns

Fund Terms and Fees

Portugal 88 Fund

Portugal 88 Fund - Av. Liberdade 49 Property
Portugal 88 invests in companies in the luxury short-term rental real estate sector. The Fund Manager is Insula Capital and the Properties are managed by ICONICO luxury operator.

Property Profile - Portugal 88

Return on Investment - Portugal 88

Return on Life - Portugal 88

Self Storage Fund I

Self Storage Fund Portugal - Facility Management
The Self Storage Fund I invests in companies owning self-storage operators and facilities that have high potential for growth and assets that can be refurbished or converted into facilities. At the Fund level, no single investment represents more than 33% of the fund, which results in hyper-diversification. Each facility has dozens or hundreds of tenants that make this investment very conservative. The investments have real assets inside high density neighbourhoods that always have value.

Management of the facilities is by a professional operator, with sales, marketing and operations structure. The Target is 5% Yearly Return to the fund on any investment. The Fund Manager is Insula Capital and the Fund is regulated by CMVM and there are regular reports to the market authority and investors on the investments made and fund performance. The Fund fees entail a 1% management fee and 20% performance fee with a hurdle rate of 3%.

1. Risk Profile - Conservative

2. Target Investment Criteria - Existing Facilities/ Operators

3. Target investment criteria - New facilities

4. Hyper diversification

Gaia Investment Fund

Gaia Investment Fund Portugal - Vineyards and Wine Production
The Gaia Investment Fund is a private equity fund that is managed by Insula Capital. As an authorized financial intermediary since January 1996, Insula is a fully independent company to Gaia, which looks after the interests of the investors and its capital is mainly held by top management.

The Gaia Fund will invest in existing vineyards and wine production, as well as forestry and cork, to promote sustainable practices and production whilst growing one of Portugal’s most recognisable industries.

The Fund revolves around building a portfolio of profitable, low-risk, sustainable investments in farmland across Portugal. We have selected two areas of competitive advantage and growth potential.

Why Invest in Wine in Portugal?

Why Invest in Cork in Portugal?

Today, over 70% of all wines worldwide are sealed with cork stoppers; there is a clear preference for cork which is driven by factors like sustainability, innovation and premiumisation (for example the US market showed a rise from 47% to 67% of corked -sealed premium wines in thelast decade, with more than 90% of wines priced above $20 per boftle being sealed with cork).

Cork and wine are two naturals products that are perfect allies, not only because of the superior performance offered by cork in terms of ageing the wine, but also in terms of environmental performance.

Gaia Fund Terms

Investments - 80-85% in assets or companies with vineyards or wine projects / 15-20% in assets or companies developing forestry projects, focusing on cork.

Assets Under Managerment - Initial target €16 Million and potentially €20 Million.

Minimum Investment - Minimum Participation Units for a minimum of €150,000 each.

Funds Term Upside - Class B shareholders will have the right to receive 60% of the upside by the end of the fund resulting in a yearly IRR of 6,13%.

Subscription fee and Management fee - €3,000 paid once by the investor at subscription. Management fee of 0.5% of total assets paid annually by the fund to the Fund Manager.

RECAP Fund

ReCap Fund Portugal
RECap Fund will invest in Real Estate companies aiming at funding development projects or at buying Real Estate assets for rental income.

Portfolio Asset Class

1. Bonds - Preferred fixed-return bond instruments backed by real estate underlying properties (secured income).

2. Residential - Prime apartments for rental income (income + capital appreciation).

3. Retail - Commercial units in residential schemes for secured long-term income (income + capital appreciation).

4. Development - Equity into real estate development projects (both Residential and Commercial).

Portfolio Location

Diversification

Fund Terms

EQTY Capital Fund I

EQTY Fund Portugal - Value Projections
EQTY consolidate like-minded investments into diversified property portfolios delivered by developers with a proven track record and a strong reputation for delivering excellence. They achieve discounted acquisitions through bulk-buying and pass these savings directly to their investors, providing an immediate upside to initial investment. EQTY are a team with long standing relationships built on professional expertise, trust and shared common values. They pride themselves on challenging the status quo, with strong partnerships fostered on the back of their track records and their relentless pursuit in delivering on their long-term objectives.

All EQTY investments go through a triple check system, through the Fund Advisor, Fund Manager and Custodian Bank and is also reviewed through a strict audit process where any irregularities are flagged to the Portuguese Regulator.

1. EQTY Fund Advisor - Advisory Committee comprises of 5 members (4 Shareholders and 1 non-Executive Director) who will review potential investments and pass on recommended opportunities that meet the defined objectives and strict criteria of the fund.

2. The Fund Manager - Includes an Investment Committee with the responsibility to comment on each investment proposal and portfolio development. The Fund Manager will have the final sign-off on each investment, in accordance with the Investment Committee’s recommendations.

3. The Custodian Bank - The Custodian Bank is the ultimate gateway and check to ensure the acquisitions are in line with the management regulations and has a duty to report any suspected fraudulent activities to the relevant authorities and any irregularities to the regulator.

The EQTY CAPITAL FUND provides access to a select and diverse portfolio from Portugal’s leading Real Estate Developers, all with reputations of delivering exceptional properties, including Residential Apartments, Townhouses, Villas and Retail, Commercial and Education. The Subscription fee is 1.5% of invested capital. Annual fee is 1.5%. Preferred Return to investors is 3%. Minimum Participation is €100,000.

Golden Caravel Fund

Golden Caravel Fund Portugal - Investment Returns
The Golden Caravel Fund (GCF) invests equity into Core/Core+ yielding prime Real Estate Assets with strong covenants in Portugal and pursue the objective of capital preservation. Investing equity into conservative Core/Core+ yielding prime Real Estate Assets including: Office, Retail, Hospitality and Distribution Logistics, with strong covenants in Portugal and pursuing the objective of capital preservation.

Golden Caravel Fund - features

1. GCF has an ESG strategy (Environmental, Social, and Governance), from investment analysis to active management and exit. The main ESG strategy will target Energy Efficiency, and this will impact 8 out of 17 United Nations Sustainable Development Goals. Note that Investors are increasingly applying these ESG non-financial factors as part of their analysis process to identify material risks and growth opportunities.

2. Forecast 3% return annually from Year 2 with return of invested capital at fund term end.

3. Minimum investment of €300,000 for the Golden Visa Program, in 2022.

4. The Fund Manager is Grosvenor House of Investments and they have has entered into a strategic partnership with Square Asset Management who is appointed as Investment advisor to the Fund.

Square Asset Management - features

Pela Terra Fund

Pela Terra Fund Portugal - Benefits
Now, in 2022, Investors can combat climate change, protect our soil, secure long-term jobs, food security and biodiversity, all with the same investment used to achieve Portugal Residence and Citizenship. Pela Terra are building a portfolio of low risk sustainable investments within the Pela Terra Farmland fund. Risk averse investors appreciate a reassuringly uncomplicated proposal. Pela Terra's strategy is to lease land to sustainable partners - predictable, contractually protected income - a relaxing route to citizenship.

Farmland as an Asset Class

One of the unique selling points of farmland as a portfolio investment is its impressive consistency. Other mainstays like gold or stock market indices can drop over 40% or 50% in a single year. Returns in farmland have been positive every single year since 1990:

1. Industry with Purpose - Every one of us is dependent on farming three times per day, every day.

2. "Buy Land, they're not making it Anymore" - Mark Twain’s famous quip was prescient. Not only is the supply of land limited, it’s reducing every year as farmland is claimed by construction.

3. Demand for Food - By 2050 global population is set to rise by 35%, to 10.5 billion. Crop growth needs to double over the same period to keep up.

4. Long Term Investment Strategy - Farmland is an attractive, long-term investment that provides resilience to challenging economic conditions.

5. Uncorrelated Asset Class - Farmland is uncorrelated with other major asset classes, offering a unique diversification opportunity to prudent investors.

6. Hedge against Inflation - Over time, farmland has proven to have a positive correlation with inflation - more so than bonds, the stock market, and even gold. No other investment offers as successful a hedge against inflation as farmland.

Investment Terms - Pela Terra Fund

10.5 billion people on Earth in 2050 means demand for crop production will double! The value of farmland is linked to population growth. Their investments are 100% backed by a reassuringly durable asset.

Contact VisaConnect! - Portugal Golden Residence Permit and Buying Property in Portugal

For information about the Portugal Property (Real Estate) and how our Immigration Consultants and Portugal Lawyers can assist you, click on the following VisaConnect website pages:

Office Address and Telephone - VisaConnect Portugal

Contact VisaConnect's Consultants at our Lisbon, Portugal office below:

VisaConnect Portugal
Avenida do Atlântico, Nº 16, escritório 5.07,
1990-019, Parque das Nações
Lisboa
Portugal

Telephone: (+351) 304 501 939

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